Uni-ram Payment Plan Terms and Conditions Last Updated: 2025/03/07

Please read these terms and conditions carefully before using uniram.com (the “Website”) operated by Uni-ram Corporation (“us”, “we”, or “our”).

Please note: The payment plan is exclusively available to end customers and is not eligible for distributors or dealers. This offer is only valid in Canada and the United States.

1. Overview

Uni-Ram Corporation offers a 3-Month Interest-Free Payment Plan to help businesses acquire essential equipment without financial strain. This program is designed to provide a flexible and cost-effective financing option with no hidden fees or additional costs during the interest-free period.


2. Eligibility Criteria
  • The payment plan is only available for the products shown in the Eligible Payment Plan Products.
  • Customers must provide valid credit card information to Uni-Ram.
  • A soft credit check and a reference check will be conducted before approval.
  • The final approval decision rests with Uni-Ram’s sales department.

3. Payment Structure
  • Initial Payment: The customer must pay at least 40% of the total order value at the time of receiving order confirmation from Uni-ram.
  • Remaining Balance: The remaining balance is divided into two equal payments over the next two months.
  • The standard payment schedule is structured as follows:
    1. First payment: 40%, due at the time of ordering.
    2. Second payment: 30%, due 30 days from the order date.
    3. Third payment: 30%, due 60 days from the order date.4. Interest-Free Period
  • Besides the Standard Payment Plan, Uni-ram also offers a Special Payment Plan for certain cases. Please contact the Uni-ram Sales Team for more details.

4. Interest-Free Period
  • The plan is interest-free for the first three months.
  • If the full balance is paid off within the three-month term, no interest charges will apply.

5. Late or Missed Payments
  • If the customer fails to make the 2nd or 3rd payment, an Annual Percentage Rate (APR) of 15.99% will be applied to the remaining balance.
  • The total interest charged will not exceed 100% of the total order value.
  • Customers with unpaid balances after the three-month period may face legal action or collection efforts at Uni-Ram’s discretion.

6. Order Confirmation & Adjustments
  • The final payment amount is determined at the time of order confirmation with Uni-Ram’s sales department.
  • Any modifications to the order after approval may impact the total balance and payment structure.

7. Program Limitations
  • This payment plan is not applicable to other Uni-Ram products outside the eligible list.
  • The plan cannot be combined with other discounts, promotions, or financing offers.
  • Uni-Ram reserves the right to terminate or modify the program at any time without prior notice.

8. Cancellation & Refund Policy
  • Orders placed under this payment plan cannot be canceled once approved.
  • Refunds or exchanges are subject to Uni-Ram’s standard return policy.
  • If a customer requests a refund, any non-refundable fees or penalties due to late payments will be deducted from the refund amount.

9. Rights & Discretion
  • Uni-Ram Corporation reserves all rights related to the approval, modification, and enforcement of this payment plan.
  • Customers must comply with all program rules and payment obligations to remain eligible.


By applying for Uni-Ram’s 3-Month Interest-Free Payment Plan, you acknowledge and agree to the above terms and conditions.

If you have any questions about these terms and conditions, please contact us at contact@uniram.com.